When The Rich Become Preppers, It’s Time To Worry

Submitted by Chris Martenson via PeakProsperity.com,

For over 10 years now, we've been openly advocating that folks take action to become more prepared should crisis arrive. And for a long time, this advice relegated us to being labeled "tin-foil hat doomsday preppers" (and other less-polite monikers). The media just couldn't figure out any other box to put us in.

But now, the concept of taking at least some responsibility for your own future well-being by increasing your self-reliance is finally moving towards the mainstream.

Of course, government agencies have long ascribed to "situational planning" in case sudden unrest were to happen. Nations around the world have long invested in redundant supply chains, as well as well-stocked disaster 'continuity caves', fortresses and hardened facilities of all sorts.

It's strikes us as puzzling that most private citizens fully expect their government to be prepared for disaster like this, yet don't see similar wisdom in practicing a similar approach to preparation in their own life. In fact, many go so far as to denigrate and even mock their friends and neighbors who do.

Perhaps that gap between what's considered acceptable in a public institution but not in a private home is best explained as abdication of personal responsibility. It happens a lot in our society. Live your life and let the government worry about the scary stuff. They'll take care of us if something bad happens.

We think it's a huge error in judgment (remember Katrina, anyone?), but we understand why it's a convenient and comforting narrative to hold. Plus, it frees up a lot more time to shop at the big box stores and keep up on the Kardashians. Life's more fun and stress-free…right up until some unexpected disruption occurs.

Well, we here at Peak Prosperity deeply believe in shouldering our own personal responsibility. And not just to protect our own private well-being, but also that of the communities we live in and depend on.

After all, Peak Prosperity's mission is To create a world worth inheriting. You don't do that simply waiting to see if the calvary is ever going to show up. You assume responsibility for your own destiny, and inspire others to do the same by offering your support and serving as a living model for others to emulate.

Those expecting/demanding the State to have high emergency preparedness while not practicing the same in their own lives lack integrity. Nobody respects a low-integrity person for very long. (Pro tip:  Don’t fly your personal jet to give a lecture on the importance of addressing climate change.)

A resilient nation is built from the bottom up, starting with resilient households. Enough of those households creates resilient neighborhoods, and those in turn lead to resilient towns and cities. And then counties, and states — you get the point.

So taking steps to be partially self-sufficient in the basics of life – food, warmth, shelter and water – and have useful experience or skills (medicine, fixing things, building, distilling, to name just a few) just makes sense. You don't have to strive to be completely self-reliant — it's not realistic or necessary. Just position yourself to reduce your lifestyle requirements during times of strife, and to contribute valued support to those whom in turn you ask for help.

Preparing Is Rapidly Going Mainstream

For years now, I’ve written that the highly wealthy people whom I encounter through conferences, family offices and private consultations all got the “bug out” vibe after the 2008 crash, if not before. Today, many of them are more thoroughly prepped than us regular folks can imagine.

Disaster prepping is now acceptable enough that this week's article in The New Yorker had no trouble finding high-profile executives to talk to on record. I couldn't help noticing that the reporter avoided inferring that these folks were crazy, or implying as much. I guess once a critical mass of super wealthy tech entrepreneurs jumps on the bandwagon it’s suddenly hip to be a prepper?

At any rate, if you haven't already seen the article, it's a real eye-opener:

Doomsday Prep For The Super-Rich

Jan 30, 2017

 

Steve Huffman, the thirty-three-year-old co-founder and C.E.O. of Reddit, which is valued at six hundred million dollars, was nearsighted until November, 2015, when he arranged to have laser eye surgery. He underwent the procedure not for the sake of convenience or appearance but, rather, for a reason he doesn’t usually talk much about: he hopes that it will improve his odds of surviving a disaster, whether natural or man-made. “If the world ends—and not even if the world ends, but if we have trouble—getting contacts or glasses is going to be a huge pain in the ass,” he told me recently. “Without them, I’m fucked.”

 

Huffman, who lives in San Francisco, has large blue eyes, thick, sandy hair, and an air of restless curiosity; at the University of Virginia, he was a competitive ballroom dancer, who hacked his roommate’s Web site as a prank. He is less focused on a specific threat—a quake on the San Andreas, a pandemic, a dirty bomb—than he is on the aftermath, “the temporary collapse of our government and structures,” as he puts it. “I own a couple of motorcycles. I have a bunch of guns and ammo. Food. I figure that, with that, I can hole up in my house for some amount of time.”

 

Survivalism, the practice of preparing for a crackup of civilization, tends to evoke a certain picture: the woodsman in the tinfoil hat, the hysteric with the hoard of beans, the religious doomsayer. But in recent years survivalism has expanded to more affluent quarters, taking root in Silicon Valley and New York City, among technology executives, hedge-fund managers, and others in their economic cohort.

 

Last spring, as the Presidential campaign exposed increasingly toxic divisions in America, Antonio García Martínez, a forty-year-old former Facebook product manager living in San Francisco, bought five wooded acres on an island in the Pacific Northwest and brought in generators, solar panels, and thousands of rounds of ammunition. “When society loses a healthy founding myth, it descends into chaos,” he told me. The author of “Chaos Monkeys,” an acerbic Silicon Valley memoir, García Martínez wanted a refuge that would be far from cities but not entirely isolated. “All these dudes think that one guy alone could somehow withstand the roving mob,” he said. “No, you’re going to need to form a local militia. You just need so many things to actually ride out the apocalypse.”

 

Once he started telling peers in the Bay Area about his “little island project,” they came “out of the woodwork” to describe their own preparations, he said. “I think people who are particularly attuned to the levers by which society actually works understand that we are skating on really thin cultural ice right now.”

 

In private Facebook groups, wealthy survivalists swap tips on gas masks, bunkers, and locations safe from the effects of climate change. One member, the head of an investment firm, told me, “I keep a helicopter gassed up all the time, and I have an underground bunker with an air-filtration system.” He said that his preparations probably put him at the “extreme” end among his peers. But he added, “A lot of my friends do the guns and the motorcycles and the gold coins. That’s not too rare anymore.”

 

Tim Chang, a forty-four-year-old managing director at Mayfield Fund, a venture-capital firm, told me, “There’s a bunch of us in the Valley. We meet up and have these financial-hacking dinners and talk about backup plans people are doing. It runs the gamut from a lot of people stocking up on Bitcoin and cryptocurrency, to figuring out how to get second passports if they need it, to having vacation homes in other countries that could be escape havens.” He said, “I’ll be candid: I’m stockpiling now on real estate to generate passive income but also to have havens to go to.” He and his wife, who is in technology, keep a set of bags packed for themselves and their four-year-old daughter. He told me, “I kind of have this terror scenario: ‘Oh, my God, if there is a civil war or a giant earthquake that cleaves off part of California, we want to be ready.’ ”

(Source)

The message here is clear enough: The wealthy have caught onto the idea that the probability of a major social disruption is high enough to merit serious action.

Prepping is now becoming “a thing.”

And that makes it increasingly OK to talk about in the open. That's a great development; we at Peak Prosperity have been waiting for this milestone for a decade now. But it comes with a cost: the more people who awaken to the risks we face, the faster the peaceful complacency society has slumbered in will dissipate.

From here it’s only a hop, skip and a jump for the newly-awake to start losing faith in our debt-based fiat money system and the massive unsustainability of the economy built on top of it.  As our readers know very well, once you understand how these systems are structured, it's hard not be shocked by their fragility (not to mention their deep unfairness). 

For example, our food distribution system relies on a lot of moving, integrated parts.  If any one of these breaks down, the shipment of food (and pharmaceuticals, and many other components of daily life) simply stops. Cities only have about 3 days' worth of inventory at any given time.  Should a shock occur to the system, even a minor one like a winter blizzard, supply can dwindle out in a matter of hours as people scramble to get what they can.

Here’s an image of shelves at a Wal-Mart in Charlotte NC taken as a relatively minor snow storm was approaching the area on January 6th 2017.

bare-wal-mart-shelves

(Source)

The line between “well stocked” and “stripped bare” is merely a matter of public awareness.  Once people become worried about the possibility of scarcity, their mad scramble to hoard what they can  actually creates the very scarcity they dear. That's because our system is deliberately run on a just-in-time basis, in order to maximize profit. Excess inventory incurs storage fees; so we "optimize" our supply chains to avoid it. But it begs the question: perhaps the human suffering costs of quickly running out of essentials during an emergency is higher than the dollars saved by keeping inventory levels minimal?

Our fractional reserve banking is structured the same way: it only works if everyone doesn’t show up at the same time demanding to withdraw their money.  If that ever happens, there isn't nearly enough supply for everyone. Once the illusion is exposed, then people get panicky and start grouping into angy mobs

Think it can't happen here? Just talk to folks in India. Two months ago they would have agreed with you. Today, the most they are allowed to withdraw for their bank is a few hundred dollars worth of banknotes per week. Here's a video of a run on a bank there where the swaming masses quickly stampede over the security guards, trampling elderly patrons in the process:

And it's even worse in Venezuela. There, the limit is US$5 per day. If you had US10,000 of savings in the bank, at that rate, it would take you 5 and half years to withdraw it all.

Playing the Odds

Of course, most truly catastrophic events are quite rare. Rather than worry about them, it usually makes sense to simply ignore these tail risks and carry on with your life.

I do this rather than stress out about a large asteroid impact or a Yellowstone supervolcano eruption. While either of these *could* happen in my lifetime, the odds are incredibly low and there’s virtually nothing I can do to prepare for or predict such an event. So I don’t even try.

Other potential threats to our well-being, however, have much higher probabilities. And yet, most people are quite content to ignore the need to prepare, no matter how high the risks. Few people maintain a deep pantry, which is why the store shelves invariably get stripped as a big storm rolls into town. And only a small minority of people living along California's active fault lines have put together a well-stock earthquake kit.

But more cadres of thinkers are embracing the wisdom of investing in an ounce of prevention today. In the New Yorker article, the techies from Silicon Valley seem more inclined to ‘do the math’ and follow logic:

Yishan Wong, an early Facebook employee, was the C.E.O. of Reddit from 2012 to 2014. He, too, had eye surgery for survival purposes, eliminating his dependence, as he put it, “on a nonsustainable external aid for perfect vision.” In an e-mail, Wong told me, “Most people just assume improbable events don’t happen, but technical people tend to view risk very mathematically.”

 

He continued, “The tech preppers do not necessarily think a collapse is likely. They consider it a remote event, but one with a very severe downside, so, given how much money they have, spending a fraction of their net worth to hedge against this . . . is a logical thing to do.”

As we've advised for years, even if something has a low probability, if it's result would be catastrophic, then buy insurance if you can. Prepping for a major "grid-down" power outage is simply a no-brainer for those who have decent math skills. The calculation is eminently rational, as there a number of potential causal factors (weather, sabotage, squirrel) and the downside could be quite large.

So, with all the potential looming risks out there — economic shock, social disorder, supply chain failure, to name just a few — what are practical, affordable, achievable steps a prudent person should take?

In Part 2: Preparing Prudently, we present a specific list of the most useful preparations, along with links to helpful resources and services for carrying them out. Nearly anyone can implement these, and nearly everyone should. The more of us who prepare wisely today, the more of us who will be in a position to be of service when the next crisis arrives.

Click here to read Part 2 of this report (free executive summary, enrollment required for full access)

 

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Homeland Security Official: “Nobody Has Any Idea What Is Going On”

Suggesting that little execution planning went into the implementation of Trump’s controversial executive order temporarily banning the admission of refugees and travellers from seven countries, less than 24 hours later the impact was already resonating at airports around the world and could best be summarized in one word: confusion. It was most evident at New York’s John F. Kennedy International Airport where a dozen people were detained and some separated from family members, according to lawmakers and attorneys scrambling to get them released and struggling to interpret the new rules.

Two of the 12 are Iraqi refugees, and one of them — identified as Hameed Khalid Darweesh — was released Saturday afternoon following his detention, said New York Rep. Jerrold Nadler. “I am very, very thankful to all the people who can support,” Darweesh told reporters as he was surrounded by dozens of protesters carrying signs that read “Refugees welcome” and “No ban, no wall.”

“America is the greatest nation,” Darweesh added. “America is the greatest people in the world.”

Nadler said it was unclear why Darweesh was released while the other 11 remained held at the airport Saturday afternoon. They could be transferred to an immigration detention center in New Jersey to meet with immigration lawyers, Nadler added. As NBC reports, although Darweesh was detained upon arrival into the United States, his family was not — showing how the executive order is being enforced so “arbitrarily,” said Mark Doss, a supervising attorney at the nonprofit International Refugee Assistance Project. The organization is part of a group attempting to secure the release of the two Iraqi refugees.

The men, who were identified in a lawsuit filed by the American Civil Liberties Union as Darweesh and Haider Sameer Abdulkhaleq Alshawi, whose wife and child are lawful permanent residents of Houston. Alshawi is on a “follow to join” visa, according to the ACLU. The two Iraqi men arrived on different flights and were held after the executive orders came into effect at midnight.

In an attempt to mitigate the confusion, a senior Trump administration official told reporters that the two Iraqi men, which included Darweesh, were getting waivers allowing them to stay in the United States, however it was unclear whether the remaining people detained at Kennedy airport would also receive such waivers.

But the best indication of just how little planning apparently had gone into the execution of the Trump EO came from a source inside the DHS itself.

As NBC reports, the State Department and Customs and Border Patrol on Saturday were still devising the formal rules for who is eligible for waivers — such rules were not written up before the executive order was implemented. The Trump administration also has yet to issue guidance to airports and airlines on how to implement the executive order. “Nobody has any idea what is going on,” a senior Homeland Security official told NBC News.

The official said it would have been “reckless and irresponsible” to issue guidelines before the executive order was signed because of security reasons.

Meanwhile, as reported previously, the International Rescue Committee called the decision to halt the U.S. refugee resettlement program a “harmful and hasty” decision: the United Nations refugee agency and International Organization for Migration called on the Trump administration to continue offering asylum to people fleeing war and persecution, saying its resettlement program was vital.

In Paris on Saturday, French Minister of Foreign Affairs Jean-Marc Ayrault said Trump’s orders “can only worry us.” “Welcoming refugees who flee war and oppression is part of our duty,” Ayrault said in comments carried by Reuters.

Qatar Airways issued a statement on its website that said nationals from Syria, Iraq, Iran, Sudan, Somalia, Yemen and Libya may only travel to the U.S. if they are in possession of a resident green card or specific visas usually granted to government employees, individuals traveling to the United Nations or employees of international organizations.

Tech giant Google also issued a statement Saturday revealing its worries about the executive actions.

“We’re concerned about the impact of this order and any proposals that could impose restrictions on Googlers and their families, or that could create barriers to bringing great talent to the US,” the statement read. “We’ll continue to make our views on these issues known to leaders in Washington and elsewhere.”

Then moments ago, Apple CEO Tim Cook said that Trump’s immigration order “is not a policy we support.”

None of this, however, frazzled Trump who explained “it’s not a Muslim ban, but we are totally prepared.” The president addressed media gathered in the Oval Office on Saturday afternoon as he signed three new executive orders on lobbying, a plan to defeat the Islamic State in Iraq and Syria (ISIS) and a reorganization of the National Security Council. 

“It’s working out very nicely. You see it in the airports, you see it all over. It’s working out very nicely and we are going to have a very, very strict ban and we are going to have extreme vetting, which we should have had in this country for many years,” Trump said.

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Trading and Markets Video – What Has Worked So Far This Year (Video)

By EconMatters


We discuss what has and hasn`t worked so far this year from a trading and investing standpoint in Financial Markets, in short how to be like water, and what was the best way to have adapted to this current low volatility, high liquidity market environment. The shit will hit the fan sometime this year, with Donald Trump as President it is a given!

© EconMatters All Rights Reserved | Facebook | Twitter | YouTube | Email Digest | Kindle   

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This Is What The US-Mexico Border Wall Actually Looks Like Right Now

Having signed an executive order to begin construction of the "great big wall" along the Mexican border, one which according to Congressional estimates will cost between $12 and $15 billion, some forget that even at this moment many parts of the border with Mexico are already covered in fences. In other spots, the wall is not made of bricks, but out of scanners, drones, and guards.

National Geographic photographer James Whitlow Delano has visited the border several times in the past decades as these walls have gone up. These are his photos and stories:

In the photo above, the border wall separates Jacumba, California, from Jacume, Mexico, in the high desert. Even after the first border barricade was built here in the mid-1990s to disrupt human and drug traffickers, residents of Jacume could cross freely into Jacumba to buy groceries or to work, and children would be brought across to go to school or to the health clinic. Since September 11, 2001, security has turned a ten-minute walk into a two-hour drive through the official border crossing in Tecate, segregating these communities from each other. After ten years, Jacume, a village of 600, was called "a black hole," where even Mexican federal agents had been held hostage for attempting to extort money from smugglers.

"A double border wall near San Diego blocks undocumented migrants from using the Tijuana River—located on the other side of the second fence—as a corridor into the U.S. In the 1980s, entire families would rush across the border, believing more of them would get through the gauntlet if the U.S. Border Patrol was overwhelmed. Here, in the 1980s, I watched waves of frightened Mexican families, young and old, run through, trying to evade Border Patrol agents and, at times, risking life and limb by crossing a busy freeway nearby. This wall put an end to the runs."

When I first visited this spot in San Diego, where the border meets the Pacific Ocean, in 1982, there was a single corrugated steel wall that ended at the top of the beach. Helicopters circled above, but it was still physically possible to walk straight into Mexico or vice-versa. At the very end of the wall, on the Tijuana side, someone had spray painted "sin fronteras" ("without borders"). Now the wall extends into the breaking waves.  

 

This lonely stretch of border is known for banditry. For all the talk of sealing the border, this valley about 19 miles (30 kilometers) from the Pacific Ocean has no wall at all. From the U.S. side, it's forbidden to go any farther than the gate seen in the lower right, but the gate is the only physical barrier.

A parked U.S. Border Patrol vehicle looks out across the border wall at Tecate, Mexico, a city famous for Tecate and Carta Blanca beers. As is typical along the border, the city on the Mexico side pushes all the way to the wall, while the U.S. side is largely open country.

Yellow smoke rises from a brush fire south of the border wall in the Sonoran Desert, where California, Arizona, and Mexico meet. The increased surveillance near Tijuana and the coast pushed migrants eastward, where there were fewer U.S. Border Patrol agents.

The U.S. government filled in Smuggler's Gulch with a structure resembling an earthen dam and built a triple-thickness border fence topped with razor wire, flood lights, remote sensors, and cameras to deter nighttime crossings.

 

For decades, traffickers would smuggle everything—cattle, people, moonshine, cocaine—through this canyon, making it one of the most treacherous places along the border. In the 1990s, Smuggler's Gulch was a prime route for undocumented migrants attempting to enter the United States.

 

The Smuggler's Gulch fence is part of a 60-million-dollar project to install triple fencing over the final 3.5 mile (5.6 kilometers) of fence between San Diego and Tijuana.

The border fence ends and is replaced by a barrier on a desert plain in the Imperial Valley, at the edge of the irrigated oasis farmland west of Calexico. Border patrols were completely absent here, as opposed to all other places I visited along the border. Elsewhere, Border Patrol agents regularly approached to determine my nationality and to ask why I was so close to the line. Here, there was nothing but solitude.

This wall separates Calexico, California from Mexicali, Mexico. As their names imply, the two are sister cities, and the wall was not always this big. In the 1980s, there was a rickety corrugated steel wall that didn't even extend to the edge of the cities. But in 2008, when I visited again, U.S. crews were extending and reinforcing the barrier. Mexicali has a notorious reputation, but there were prosperous suburbs south of the city, complete with shopping malls and Starbucks.  

 

That said, Mexican cartel violence has been known to spill over the border because of the lucrative smuggling business. In April 2015, U.S. Border Patrol agents seized more than 69 pounds of methamphetamine coming over the border. In the process, they found how smugglers were getting around the wall between Calexico and Mexicali—they had built a tunnel.

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“Refugees In, Racists Out” Protestors Storm JFK Airport After Trump’s ‘Muslim Ban’ – Live Feed

With banners and chants proclaiming “build a wall… we’ll tear it down”, “let them in”, “hey, hey, JFK, no more fascists USA”, and “refugees in, racists out”, hundreds of protestors are asembled at JFK airport following President Trump’s ‘Muslim’ ban.

Additionally, the NYC Taxi Workers just called for a work stoppage, starting at 6 pm. No pick ups or drop offs to JFK.

Live Feed:

Alternate Live:

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Tim Cook Blasts Trump Immigration Order: “It Is Not A Policy We Support”

First Google warned of the adverse side-effects from Trump’s executive order on immigration by telling its offshore employees to return to the US, and advising those currently in the country to refrain from traveling abroad.

Then, Microsoft CEO Satya Nadella, wrote in LinkedIn post that “as an immigrant and as a CEO, I’ve both experienced and seen the positive impact that immigration has on our company, for the country, and for the world. We will continue to advocate on this important topic.”

Finally, moments ago the big tech trifecta was completed when Apple CEO Tim Cook blasted President Donald Turmp’s executive orders on immigration policies Saturday, saying that immigration has been essential to Apple’s corporate climate.

“Apple would not exist without immigration, let alone thrive and innovate the way we do,” wrote Cook in an email to Apple staff, Recode reported. “I’ve heard from many of you who are deeply concerned about the executive order issued yesterday restricting immigration from seven Muslim-majority countries. I share your concerns. It is not a policy we support.” Cook also quoted Martin Luther King in the email to employees: “In the words of Dr. Martin Luther King, ‘We may have all come on different ships, but we are in the same boat now.’”

The statement comes after Apple CEO spent Thursday and Friday in D.C., meeting with senators, dining with the president’s daughter and son-in-law as well as Trump’s nominee to be Veterans Affairs secretary. 

The full text of Cook’s note is below:

Team,

 

In my conversations with officials here in Washington this week, I’ve made it clear that Apple believes deeply in the importance of immigration — both to our company and to our nation’s future. Apple would not exist without immigration, let alone thrive and innovate the way we do.

 

I’ve heard from many of you who are deeply concerned about the executive order issued yesterday restricting immigration from seven Muslim-majority countries. I share your concerns. It is not a policy we support.

 

There are employees at Apple who are directly affected by yesterday’s immigration order. Our HR, Legal and Security teams are in contact with them, and Apple will do everything we can to support them.

 

We’re providing resources on AppleWeb for anyone with questions or concerns about immigration policies. And we have reached out to the White House to explain the negative effect on our coworkers and our company.

 

As I’ve said many times, diversity makes our team stronger. And if there’s one thing I know about the people at Apple, it’s the depth of our empathy and support for one another. It’s as important now as it’s ever been, and it will not weaken one bit. I know I can count on all of you to make sure everyone at Apple feels welcome, respected and valued.

 

Apple is open. Open to everyone, no matter where they come from, which language they speak, who they love or how they worship. Our employees represent the finest talent in the world, and our team hails from every corner of the globe.

 

In the words of Dr. Martin Luther King, “We may have all come on different ships, but we are in the same boat now.”

 

Tim

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Trump Shuns Establishment ‘Board Meeting’

President Donald Trump will not attend the annual Alfalfa Club dinner Saturday night that is often referred to as the ‘board meeting of America’s establishment’, Kellyanne Conway confirmed to Politico that Trump will not attend the exclusive black-tie dinner – and White House roast – that every president since Ronald Reagan has attended.

As Politico notes, the swanky event gathers various elements of the Washington elite to toast the new administration – as well as fire a few barbed jokes at the new president. The event is closed to reporters, so the ribbing tends to be more biting.

President Trump’s name is in the program, seated between Michael Bloomberg and Chief Justice Roberts.

But in a shot at the swamp, Trump isn’t coming.

 Rather than hobnobbing with senior politicians, billionaire donors and media titans, Trump is expected to speak with Russian President Vladimir Putin by phone on Saturday.

 

There had been speculation that Trump might attend the dinner as a way to show that he’s ready to rub shoulders with the Washington establishment.

 

Presidents since Reagan have not gone every year, but they’ve all gone at least twice. Bill Clinton was the only president to skip the dinner days after his inauguration in 1993, but he showed up in 1994.

Instead of the president himself, a squadron of senior administration officials and Trump family will attend, including Vice President Mike Pence, Ivanka Trump and her husband, White House senior adviser Jared Kushner, White House chief of staff Reince Priebus and counselor to the president Kellyanne Conway.

As Axios reports, the 750 guests tonight include Warren Buffett, Tim Cook, Jamie Dimon, Bill Gates, Bob Gates, Vernon Jordan, Charlie Rose, Jeb Bush, James Baker and plenty more moguls and grandees. The head table, stretching across a giant ballroom, includes the Cabinet, the congressional leadership and the cream of the diplomatic corps.

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Federal Reserve Bankers Mocked Unemployed Americans Behind Closed Doors

Submitted by Matt Stoller via The Intercept,

In 2011, unemployment was at a near crisis level. The jobless rate was stuck around 9 percent nationally, an unusually high number due to the continuing effects of the financial crash.

House Democrats were aghast. “With almost five unemployed Americans for every job opening, too many people remain jobless because of a lack of work, not a lack of wanting to work,” said Congressman Lloyd Doggett, D-Tex. So in early November 2011, they introduced a bill to reauthorize Federal unemployment benefits, an insurance program designed to aide those looking for work.

Behind closed doors at the Federal Reserve however, the conversation struck a different tone.

The Federal Reserve’s mandate is to promote “maximum employment,” which essentially means: print enough money so that everyone who wants one has a job. Yet according to transcripts released this month after the traditional five-year waiting period, Federal Reserve officials in November 2011 were debating whether unemployment was caused by bad work ethics and drug use – rather than by the greatest financial crisis in 80 years. This debate then factored into the argument over setting monetary policy.

“I frequently hear of jobs going unfilled because a large number of applicants have difficulty passing basic requirements like drug tests or simply demonstrating the requisite work ethic,” said Dennis Lockhart, a former Citibank executive who ran the Atlanta Federal Reserve Bank.

 

“One contact in the staffing industry told us that during their pretesting process, a majority – actually, 60 percent of applicants – failed to answer ‘0’ to the question of how many days a week it’s acceptable to miss work.”

The room of central bankers then broke into laughter.

Charles Plosser, the president of the Philadelphia Federal Reserve, cited “work ethic” as a common complaint he heard in his district, both in rural and inner city areas. A contact of his who owned 60 McDonald’s restaurants said “passing drug tests, passing literacy tests, and work ethic are the primary problems he has in hiring people.”

His wife, he noted, had attended a meeting in Philadelphia where employers cited literacy, work ethic, and drugs as impediments to hiring.

It was hardly the first time these bankers blamed unemployment on the unemployed, rather than, say, bankers. In an April meeting that year, Richmond Federal Reserve President Jeff Lacker told participants that “Several firms told us of difficulty finding adequate workers, because they preferred to collect unemployment benefits or can’t pass drug tests.” He reiterated that point in November, saying that in West Virginia he was told by an employment agency that “unquestionably the biggest problem in hiring skilled and unskilled workers was the inability to pass a drug test.”

Lacker’s Federal Reserve district includes West Virginia. In August, he again spoke of “widespread reports about hard drug use, OxyContin and methamphetamine, in Appalachia and other rural parts of our District—in particular, Appalachia.”

Apparently his colleagues responded with laughter again, because he then said “Drug abuse and the hardship involved in unemployment aren’t really laughing matters.” Usage, he noted, isn’t higher than the national norm in West Virginia. “It’s hard to pin this down quantitatively,” he continued, wondering if there was “something meaningful there as a contributor to impediments to labor market functioning.”

These debates took place within the Federal Open Market Committee (FOMC), the Federal Reserve body tasked with “influenc[ing] the availability and cost of money and credit to help promote national economic goals.” The debate revealed a split within the Federal Reserve system between “hawks” who worry more about inflation than unemployment, and “doves” who believe that too many are going without jobs. Typically, “hawks” tend to lean to the right politically, and “doves” tend to lean slightly more to the left.

Lacker is one of the most “hawkish” members of the FOMC, which means he tends to be in favor of higher interest rates and higher unemployment to ward off inflation. In 2015, Lacker ascribed increasing inequality to the lack of college education among the poor

Sarah Bloom Raskin, a dovish member of the Board of Governors, countered by saying that unemployment was a function of the financial crisis. “The economy remains mired in the worst slump since that of the 1930s,” she said.

Daniel Tarullo, another dovish Federal Reserve governor appointed by President Obama, called the focus on drug use a “red herring.” He said, “We had that problem 25 years ago, 20 years ago, 10 years ago; we have it today; and we’re going to have it 5 years from now.” He cited housing debt from the largest housing bubble in history as a core driver of unemployment.

The transcripts illustrate how the controversial method of picking Federal Reserve officials plays out in setting monetary policy: The three men who cited work ethic or drug use as a cause of unemployment instead of the financial crash were picked by regional private sector businessmen to lead the local Reserve banks.

The Dodd-Frank financial reform law passed in 2010 mandated that the Federal Reserve Board in Washington approve the choices of private businessmen, but the Board has yet to reject any suggested candidates. The board members who cited the financial crash as causing unemployment were appointed by the president and confirmed by the Senate.

The concept of having private business interests selecting public officials has been criticized by experts. As Wharton professor and author of “The Power and Independence of the Federal Reserve” Peter Conti-Brown put it, “It’s not clear at all that the opaque and obscure process by which the private sector selects the Reserve Bank presidents produces superior central bankers than the public process used to select the remaining principal officers of the United States.” This controversial selection process risks having, as he put it, “a system for enhancing the influence of certain slices of society on our central banking policy.

Lacker and Lockhart are retiring this year. Advocates and experts are putting pressure on the Richmond Federal Reserve to replace retiring Reserve Bank Presidents with someone more attuned to the reality of unemployment. Fed Up, a coalition of advocates seeking to shift the Fed from its traditionally pro-bank policies, is seeking to have the regional bank President’s picked with more attention to the needs of workers.

Jordan Haedtler, deputy campaign manager of Fed Up, lashed out at Lacker’s comments as related in the newly released transcripts. “Even nine years into the recovery, workers are still struggling to get the wages and hours they need,” Haedtler said. “Yet with unemployment above double digits in huge swaths of President Lacker’s district in 2011, he was citing anecdotes about drug use and desire to collect unemployment benefits as key reasons why employers weren’t hiring. Rather than looking for solutions and talking to people who were out of work, he was seeking excuses from employers.”

President Donald Trump has a number of vacancies on the Federal Reserve Board to fill as well. He has been highly critical of Federal Reserve Chair Janet Yellen. He argued, without citing evidence, that she pursued monetary policy goals to help support Barack Obama and elect Hillary Clinton. If Yellen and Tarullo follow custom and step down from their board slots in 2018, Trump could appoint a majority of Federal Reserve board members within two years.

Despite the importance of monetary policy, the Federal Reserve keeps the transcripts of internal deliberations of the committee that sets monetary policy out of public view for at least five years. But the people who attend those meetings take other jobs — some in the financial services industry. In 2010, incoming House Oversight Committee Chairman Darrell Issa questioned whether it was appropriate for the Fed to withhold its deliberations for so long. “If the Fed’s full transcripts can be released sooner, they should be,” he said.

The debate in the Fed and within Congress was ultimately resolved. The Federal Reserve kept interest rates low. And in 2011, a new wave of recently elected Tea Party Republicans and Democrats finally compromised on language to cut unemployment benefits.

Neither West Virginia senator, Shelley Moore Capito nor Joe Manchin, would comment on Lacker’s discussion of the West Virginia drug epidemic and its relationship to unemployment. The Appalachia region, including West Virginia, went strongly for Trump in the 2016 election.

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California Threatens To Cut Off Funds To Washington

With secession threats looming, the state of California is reportedly studying ways to suspend financial transfers to Washington after the Trump administration threatened to withhold federal money from sanctuary cities.

With California counties among the Top 10 who stand to lose tax-payer funding for providing sanctuary to illegal immigrants

KPIX5 reports that officials are looking for money that flows through Sacramento to the federal government that could be used to offset the potential loss of billions of dollars’ worth of federal funds if President Trump makes good on his threat to punish cities and states that don’t cooperate with federal agents’ requests to turn over undocumented immigrants, a senior government source in Sacramento said.

The federal funds pay for a variety of state and local programs from law enforcement to homeless shelters.

“California could very well become an organized non-payer,” said Willie Brown, Jr, a former speaker of the state Assembly in an interview recorded Friday for KPIX 5’s Sunday morning news.

 

“They could recommend non-compliance with the federal tax code.”

California is among a handful of so-called “donor states,” which pay more in taxes to the federal Treasury than they receive in government funding.

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NY Times Pukes All Over Trump’s Refugee Ban

In response to Trump’s ban on refugees and blacklist from several muslim nations, the NY Times spent their morning offering inane anecdotal stories of exceptional people being blocked from reentering the United States. This is the very definition of ‘shitposting’, as it draws on the emotional strings of empathetic people, deceptively supported by weakly sourced and illogical anecdotal stories designed to generate refugee sympathy.

In an effort to expedite the reading of their shitpost, I took the liberties to translate leftard thinking for the readers — to better describe what they’re really trying to say.

Here are a few examples of NYT shitposting —  aka dishonest reporting.

Reports rapidly surfaced Saturday morning of students attending American universities who were blocked from getting back into the United States from visits abroad. One student said in a Twitter post that he would be unable to study at Yale. Another who attends the Massachusetts Institute of Technology was refused permission to board a plane. Stanford University was reportedly working to help a Sudanese student return to California.

 
Leftard logic translation: All refugees are brilliant scholars who attend MIT, Yale and Stanford. Credible reports from random unknown people on fucking Twitter assert that these modern day Einstein’s are being denied reentry into the United States.

Seyed Soheil Saeedi Saravi, a leading young scientist in Iran, had been scheduled to travel in the coming days to Boston, where he had been awarded a fellowship to study cardiovascular medicine at Harvard, according to Thomas Michel, the professor who was to supervise the research fellowship.
 
But Professor Michel said the visas for the student and his wife had been indefinitely suspended.
 
“This outstanding young scientist has enormous potential to make contributions that will improve our understanding of heart disease, and he has already been thoroughly vetted,” Professor Michel wrote to The New York Times. “This country and this city have a long history of providing research training to the best young scientists in the world, many of whom have stayed in the U.S.A. and made tremendous contributions in biomedicine and other disciplines.”

 
Leftard logic translation: Brilliant Iranian student denied reentry into the United States to study at Harvard. Ergo, the future of cardiovascular research stands on the precipice of ruin.
 

A Syrian family of six who have been living in a Turkish refugee camp since fleeing their home in 2014 had been scheduled to arrive in Cleveland on Tuesday, according to a report in The Cleveland Plain Dealer. Instead, the family’s trip has been called off.
 
Danielle Drake, a community relations manager at US Together, a refugee resettlement agency, told the newspaper that Mr. Trump’s ban reminded her of when the United States turned away Jewish refugees during World War II. “All those times that people said, ‘Never again,’ well, we’re doing it again,” she said.
 
On Twitter, Daniel W. Drezner, a professor at the Fletcher School of Law and Diplomacy, posted an angry message for Mr. Trump after the executive order stopped the arrival of a Syrian family his synagogue had sponsored.
 
It was unclear how many refugees and other immigrants were being held nationwide in relation to the executive order.

Leftard logic translation: A Syrian refugee family of 6 were supposed to come to the United States to live off the public dole. However, they’ve canceled said plans and will now have to stay in the shithole called ‘Turkey.’ Therefore, this is no different from Jews being turned away during World War 2 (MUH never again). Also, it’s worth noting, the family was being sponsored by a synagogue, which instantly means they’re fantastic people who would contribute greatly towards building a utopian society.
 

In Cairo on Saturday, five Iraqis and one Yemeni, all of whom had valid immigration visas, according to airport officials, were barred from boarding an EgyptAir flight headed to New York, The Associated Press reported.
 
It was not clear if any of the six passengers had already been granted refugee status.

Leftard logic translation: Trump’s blacklist of Iraq and Yemen have already stopped 6 people from entering the United States. More importantly, did they have refugee status? The world awaits answers.

In Istanbul, during a stopover on Saturday, passengers reported that security officers had entered a plane after everyone had boarded and ordered a young Iranian woman and her family to leave the aircraft.

 

Iranian green card holders who live in the United States were blindsided by the decree while on vacation in Iran, finding themselves in a legal limbo and unsure whether they would be able to return to America.

 

“How do I get back home now?” said Daria Zeynalia, a green card holder who was visiting family in Iran. He had rented a house and leased a car, and would be eligible for citizenship in November. “What about my job? If I can’t go back soon, I’ll lose everything.”

 

Leftard logic translation: Evil Turks, allegedly, boarded a plane and ordered a young Iranian woman and her family to get off the aircraft.  Then they skipped over to some person named Daria Zeynalia, unrelated to the Turkish airplane incident (deceptively, they made them seem related), and discussed the plight of a woman who was denied reentry into the US, even though she had rented a house and leased a car in America. If unable to get back into America, SHE MIGHT LOSE HER JOB TOO.

 

Shadi Heidarifar, a philosophy student recently admitted to New York University, said in a message on Twitter that she had spent three years applying to universities in the United States.

 

“I had to work to save money, gather documents. The application fees were so expensive that a whole family could live for a month” on them, Ms. Heidarifar wrote. When she was accepted recently, she was elated. “But now my entire future is destroyed in one second.”

 

Leftard logic translation:  Because some gal on Twitter, dubbed ‘Shadi’, said she spent three whole fucking years trying to get into American universities. She had to save a lot of god damned money applies to them — because the fucking fees are out of control. The fees were so god damned large, the cost was the same as supporting an entire family in Shadi’s country for an entire month! After finally gaining acceptance, she was thrilled, even though the fucking fees were INSANE. But now, thanks to Hitler-Trump, her entire future has been DESTROYED — because Shadi’s shithole of a nation is unable to produce anything but poverty and war.

 
Trump offered his take this morning in a tweet.
 

 

 

Content originally generated at iBankCoin.com

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