How Apple Lost One American Airlines In Market Cap In Under A Minute

Earlier today, just after the market open, the one company that everyone had once again piled into, and which as of September 30 was the most popular company in the hedge fund community with at least 175 “smart money” institutional fans…

… based on expectations that with every other stock and asset becoming increasingly illiquid, at least this one would preserve its liquidity come hell or high water, flash crashed.

The company is Apple, and its ongoing intraday weakness is also the primary reason for the Nasdaq’s underperformance.

So what happend? Between 9:49:54 and 9:50:43 Eastern, AAPL plunged from nearly 6%, from $117.69 to $111.27, a moved which wiped out about $35 billion or one American Airlines (or one Transcanada, or one Travelers, or one Lukoil, or one Carnival, or one Christian Dior, or one Hyundai Motor Company, or one Takeda, or one State Street) in market cap.

As the following chart from Nanex shows, in today’s latest flash crash, the one thing that sent the company plunging was that like in most other flash crash instances, suddenly out of nowhere, a surge in sell orders hit the tape, with some 3,400 trades taking place every second, and sending the stock plummeting.

Will the SEC lift a finger to figure out how it was possible that such dramatic repricing on no news could happen? Of course not: as if by magic, the stock managed to re-levitate following its crash and most holders can pretend that just because there was another V-shaped recovery, what happened never actually happened.

Until one day, like Carl Icahn warned, the recovery part will never arrive. Then it will be too late to demand answers from the SEC.

In the meantime, remember what we said up front: increasingly more managers are piling into AAPL because it has the reputation of the “most liquid” stock in the market. Well, the “most liquid stock” just flash crashed.

Good luck to those holding the market’s “illiquid” stocks in hopes they can sell first before everyone else, when the selling begins.




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Washington’s Universal Gun Background Checks Kick In, Not That They Can Be Enforced

Last month, a majority of Washington state
voters imposed background check requirements on firearms transfers
between private parties. The i594 measure was hotly contested and
its passage triggered vows of defiance, including plans for

mass civil disobedience
on December 13 at the state capitol.
The law goes into effect Thursday, for what that’s worth. Perhaps
the biggest challenge to the measure is that authorities have
little idea as to which state residents own what guns now. Without
knowing where guns start out, it’s essentially impossible to keep
people from gifting, selling, loaning, or otherwise transferring
them with little regard for the law.

Just when the law applies remains up in the air. Mitch Barker,
executive director for the Washington Association of Sheriffs and
Police Chiefs,
told the Seattle Times
that he doesn’t think
it would prevent somebody from just examining another person’s gun,
but he admits that part will have to be clarified. On the other
hand, Dave Kopel, a
prominent firearms expert and adjunct professor at the University
of Denver’s law school, thinks the plain language of the law

does apply
to simply holding somebody else’s firearm.

Confusion over the law, in addition to contempt for its control
freaky intent, is all the more reason to defy its requirements,
especially since enforcing the background checks is a bit of a slog
for authorities. The Seattle Times, again, has Barker of
the Association of Sheriffs and Police Chiefs
on that point
.

As for how to enforce the law, Barker said that’s a bit
trickier.

“If somebody committed a crime with a firearm, and if the source
was tracked back to someone who didn’t do a background check of the
person who they transferred the gun to, that to me would seem to be
the most likely scenario where a law-enforcement official would
take action,” he said.

If. That’s a little world patching over a big hole in the
law.

Despite the passage of i594, Washington doesn’t have especially
restrictive gun laws. In particular, it
doesn’t require licensing of guns or gun owners
. Sales records
from licensed dealers exist, but they’re not updated to match
people’s movements from home to home, and in and out of the state.
They also haven’t accounted for private transfers, including
kitchen counter sales, presents, inherited weapons, exchanges, and
the like up until the passage of the new law. As of right now, who
owns what firearms-wise is pretty much a mystery so far as the
authorities are concerned. They might be able to pull up records of
an initial sale, but they can’t easily follow the trail from there
to its current owner. Years from now, whether a gun was transferred
before or after i594 took effect will generally be known only to
the parties who participated.

So people who want to sell guns to friends, give them to
relatives, or loan them to neighbors have little incentive to
subject themselves to the hassle and expense of a background check
unless they really enjoy intrusive bureaucracy. Historically, that
hasn’t been the case, as peoplein the United States and around the
world have
gone to great lengths to arms themselves and remain that way
,
to the great discontent of government officials.

Washington residents illegally transferring guns might
face some risk if a new owner commits a crime, but the authorities
will still have to trace the gun’s history and prove it was
transferred after this Thursday to take any action.

Thousands of people say they will
publicly defy universal background checks
requirements on
December 13. Maybe so. But more importantly, a great many people
will be free to ignore the law every single day, and there’s very
little the supporters of i594 can do about it.

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At CBO, A Choice for Republicans

Early
next year, the term for the current director of the Congressional
Budget Office (CBO), Douglas Elmendorf, will be over. Elmendorf has
led the CBO since January, 2009, presiding over some of its most
high-profile work: scores of the Affordable Care Act and the
stimulus, budget reports and fiscal projections in a time of record
deficits and mounting debt. 

When Elmendorf’s term ends, Republicans, who now control both
houses of Congress, will, for the first time in years, have the
opportunity to appoint someone to fill the slot. It’s an
opportunity to exert enormous influence over the legislative
process, because in Washington policy debates, CBO’s estimates are
treated as canonical. Yes, there is often criticism of its
conclusions, but by and large, what the office says goes. The CBO’s
numbers form the foundation of many policy debates.

Over the last several weeks, a
number of prominent conservative economists
 have urged
congressional Republicans to make what might initially sound like
an unusual choice: Reappoint Elmendorf, who was selected by
Democrats.

Wait a minute—Republicans should pick the guy that Democrats
wanted? It’s not as strange an idea as it might seem. Indeed,
there’s a strong argument that Elmendorf would make an excellent
choice to continue leading the agency, even and perhaps especially
under a Republican Congress. 

For one thing, it’s possible that there would be some strategic
advantage to reappointing Elmendorf. As Keith Hennessey, a senior
economic adviser in the Bush White House, argues,
reappointing Elmendorf would offer a Republican Congress some
insulation from criticism; Democrats could hardly complain that
their GOP opponents had rigged the legislative scoring process if
the office remained under the leadership of someone initially
appointed by Democrats.

Republicans wouldn’t be choosing someone who is a vocal
partisan. As Hennessey notes, while it would not be accurate to
describe Elmendorf as a conservative, during his tenure, the CBO
has on several occasions come to conclusions that don’t necessarily
match up with liberal economic orthodoxy or policy preferences.

More important, however, is that Elmendorf has the proper
academic background and character for the job. He has a Ph.D in
economics, which should be required for the top job at the premier
economic analysis shop for Congress. He is rigorous and
non-partisan, willing to incorporate quality economic evidence no
matter where its conclusions might lead. He is fair and decent, a
hard-working honest broker who takes time to worth congressional
staff from both sides of the aisle and is, by all accounts, well
liked by Hill offices occupied by both parties. He is cautious and
careful, producing the single point estimates that Congress demands
and defending their merits even while highlighting the
uncertainties and limitations of economic modeling and policy
projection. He embodies, in other words, all of the essential
qualities of the Congressional Budget Office in the decades since
it was first
brought into existence
.

The primary case for Elmendorf, then, is that he is an excellent
conservator of the Congressional Budget Office as an institution,
maintaining its integrity and its authority even in a trying
time.

This is not, however, to say that no argument for change at CBO
has any merit. 

The weak argument against Elmendorf is that he is a liberal
economist who has abetted liberal policies, a servant of the
Democratic party who has effectively given a pass to some of the
most controversial policy changes of the last six years—Obamacare
especially. I’ve taken issue with the way scores for the health law
and the stimulus were used and abused by partisans in Congress, but
I think it’s a mistake to simply pin the blame on the head of the
CBO, which operates under a variety of scoring conventions that
shape its projections (as with Obamacare), and which is often
required by law to produce estimates that are not really possible
to pin down (as with the stimulus).

Some conservatives and Republicans have also argued that a
change in leadership would pave the way for a change in CBO’s
scoring conventions. In particular, there’s been a lot of
enthusiasm for what is known as “dynamic scoring,” which would
account for increased economic activity and thus increased tax
revenue as a result of tax cuts, hopefully making tax cuts less of
a budgetary drain, perhaps even finding that tax cuts can pay for
themselves. But this is a hope without much evidence; Republicans
toyed with dynamic scoring during the Bush years, and both the
Treasury
Department
and the
Congressional Budget Office of the era
found that dynamic
effects would be small to non-existent.

The better and more interesting argument for change is that new
leadership would be better able to open up the CBO—to “modernize”
its methods, as National Affairs editor Yuval Levin has

suggested
, by making its various processes and conventions more
transparent. Levin argues that the CBO is a “black box” opaque to
those on the outside. “The agencies are both staffed by
hard-working and highly professional economists who try to ensure
their assumptions and methods keep up with the latest academic
research, but their models are opaque and proprietary — which also
makes them seem arbitrary and unpredictable.”

The goal, Levin argues, should be to fix this by transforming
the CBO into a sort of open source modeling shop; its spreadsheets,
assumptions, and supporting evidence public for all to see. CBO
would still produce estimates, but its primary role, along with the
Joint Committee on Taxation, would be to maintain up-to-date
models—models that outsiders could tweak and adjust on their
own.

The end result of a change like this would be to create a
competitive environment for legislative estimates; outside analysts
could take CBO’s models and adjust the assumptions and inputs, then
show how the results would be different under different types of
circumstances. It would underscore the effects of those
assumptions, and highlight the range of possible outcomes for any
given policy change.

There would be a trade-off, too, which is that the CBO would
lose much of its authority, and thus would lose its central role in
policy debates. A major part of the CBO’s mission, and its role
since its founding in 1974, has been to provide points of common
agreement in policy debates; legislators may not always like CBO’s
estimates, but because the office is respected as an economic
authority and not reliably partisan, those estimates invariably
become shared baseline assumptions—common ground from which both
sides can argue.

This, in turn, has wrested power away from activist Hill
offices, which used to produce unrealistic and overly rosy scores
of legislation (the CBO’s score for Ted Kennedy’s 1970s-era health
care bill helped kill the legislation’s chances), as well as from
the administration’s self-interested economic projections (the
White House almost always has a political incentive to promote an
optimistic view of the economy). It is a power center, yes, but one
that holds other potentional power centers in check, and has none
of their incentives toward activism.

In a competitive scoring environment, that common ground, and
the power-checking authority it provides, would mostly disappear.
And as a consequence, so would CBO’s core function in policy
debates. Its role would still be important, but it would also be
more limited; it would be a curator of methods rather than a keeper
of shared conclusions. The fundamental character of the institution
that Elmendorf has preserved so well would change.

There would be real advantages to this transformation; the
opacity of the CBO is frustrating and outdated in an era of
government transparency, and legislators and policymakers (not to
mention journalists) would all have more access to more
information. Competitive pressure might lead to better scoring, or
at least a more widespread understanding of its abilities and
limitations, over time.

For these reasons, even though I would be supportive of
Elmendorf staying on, I also would not necessarily oppose picking a
new CBO director and beginning to experiment with more transparent
processes. Republicans won the election, and with it the right to
choose their own director. 

But if Republicans choose to go this route, and to overhaul the
office, they should do so cautiously. The CBO has remained a
respected, credible, influential institution in Washington for
decades, under both parties, for a reason, and if Republicans want
to alter its character they should be fully aware of what they are
doing. They would be altering the institution’s core function, and
with it both the main reason why it was created and why it has
worked so well. The CBO, at least as we understand it, would not be
the CBO anymore.

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President Obama ‘Fixes’ Ferguson

Yep that should do it…

 

 

The White House explains…

White House Review: Federal Support for Local Law Enforcement Equipment Acquisition

Today, the White House released its review which provides details on the programs that have expanded over decades across multiple federal agencies that support the acquisition of equipment from the federal government to LEAs.  During the course of its review, the White House explored whether existing federal programs:

  1. provide LEAs with equipment that is appropriate to the needs of their communities,
  2. ensure that LEAs have adequate policies in place for the use of the equipment and that personnel are properly trained and certified to employ the equipment they obtain, and
  3. encourage LEAs to adopt organizational and operational practices and standards that prevent misuse/abuse of the equipment.

The report finds a lack of consistency in how federal programs are structured, implemented and audited, and informed by conversations with stakeholders, identifies four areas of further focus that could better ensure the appropriate use of federal programs to maximize the safety and security of police officers and the communities they serve:  1) Local Community Engagement, 2) Federal Coordination and Oversight, 3) Training Requirements, and 4) The Community Policing Model.

Consistent with the recommendations in the report, the President instructed his staff to draft an Executive Order directing relevant agencies to work together and with law enforcement and civil rights and civil liberties organizations to develop specific recommendations within 120 days.  Some broad examples of what process improvements agencies might implement as a result of further collaborative review include:

  • Develop a consistent list of controlled property allowable for acquisition by LEAs and ensure that all equipment on the list has a legitimate civilian law enforcement purpose.
  • Require local civilian (non-police) review of and authorization for LEAs to request or acquire controlled equipment.
  • Mandate that LEAs which participate in federal equipment programs receive necessary training and have policies in place that address appropriate use and employment of controlled equipment, as well as protection of civil rights and civil liberties.  Agencies should identify existing training opportunities and help LEAs avail themselves of those opportunities, including those offered by the Federal Law Enforcement Training Center (FLETC) and the International Association of Law Enforcement Standards and Training.
  • Require after-action analysis reports for significant incidents involving federally provided or federally-funded equipment.
  • Harmonize federal programs so that they have consistent and transparent policies.
  • Develop a database that includes information about controlled equipment purchased or acquired through Federal programs.

Task Force on 21st Century Policing

The President similarly instructed his team to draft an executive order creating a Task Force on 21st Century Policing, and announced that the Task Force will be chaired by Philadelphia Police Commissioner Charles H. Ramsey, who also serves as President of the Major Cities Chiefs Police Association, and Laurie Robinson, professor at George Mason University and former Assistant Attorney General for DOJ’s Office of Justice Programs.  The Task Force will include, among others, law enforcement representatives and community leaders and will operate in collaboration with Ron Davis, Director of DOJ’s Community Oriented Policing Services (COPS) Office. The Task Force will build on the extensive research currently being conducted by COPS; will examine, among other issues, how to promote effective crime reduction while building public trust; and will be directed to prepare a report and recommendations within 90 days of its creation.

Community Policing Initiative

The President also proposes a three-year $263 million investment package that will increase use of body-worn cameras, expand training for law enforcement agencies (LEAs), add more resources for police department reform, and multiply the number of cities where DOJ facilitates community and local LEA engagement. As part of this initiative, a new Body Worn Camera Partnership Program would provide a 50 percent match to States/localities who purchase body worn cameras and requisite storage.  Overall, the proposed $75 million investment over three years could help purchase 50,000 body worn cameras. The initiative as a whole will help the federal government efforts to be a full partner with state and local LEAs in order to build and sustain trust between communities and those who serve and protect these communities.

*  *  *

So, a task force (aka Police Tzar) by Executive Order, more funding for local police equipment, and figure out how to make gold from lead promote effective crime reduction while building public trust

Ok, off to the golf club…




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The Last Time the Euro Hit These Levels, Europe Was in Total Collapse

Remember when ECB President Mario Draghi stated that officials were unanimous in being willing to stimulate further if the current round of stimulus failed to get the EU out of its economic depression?

 

For those who missed that comment, which pushed various EU nations’ sovereign bond yields lower, it was made three weeks ago:

 

Spanish government bonds advanced for the first time in four days as European Central Bank President Mario Draghi said officials were unanimous on being willing to introduce further stimulus measures if needed.

 

Italian securities also climbed as Draghi said the ECB’s current stimulus policies will have a significant impact on its balance sheet, causing it to expand toward the level it was in March 2012. The central bank, which has already started purchases of covered bonds, is set to start buying asset-backed securities this year. Benchmark German 10-year bunds were little changed.

 

http://ift.tt/1v5Ojnb

 

Well, lo and behold, Draghi lied about that.

 

European Central Bank executive board member Sabine Lautenschlaeger on Saturday signaled she would oppose having the ECB purchase government bonds of eurozone countries unless there was a clear threat of persistent consumer price declines.

 

Her remarks, from a prepared speech at a conference in Berlin, contradicted the more urgent message conveyed recently by ECB President Mario Draghi and his top deputy Vitor Constancio to bring inflation higher. And her comments suggest that if the central bank does press ahead with government bond purchases, it risks doing so despite opposition from the euro bloc’s most powerful member, Germany.

 

http://ift.tt/11Irxe9

 

This isn’t the first time Draghi has lied. Indeed, the entire “Europe is saved” theme being thrown around by the financial media was all predicated on a lie: Draghi’s famous claim that he would do “whatever it takes” to save Europe.

 

No one bothered to check if the ECB cannot buy sovereign bonds (it can’t… the EU charter doesn’t permit it) or if the ECB would even be able to prop up the insolvent $40 trillion EU banking system (which is leveraged at 26 to 1 by the way)… everyone fell for the big lie.

 

Instead, investors plunged in, pushing several countries bond yields to multi-century lows and EU stocks through the roof.

 

Interestingly, the Euro is now trading at levels not seen since 2012 (a time when most investors thought the Euro was finished… which lead to Draghi’s initial “do whatever it takes” lie). Apparently today that is a good thing. What a difference two years and couple of lies makes!

 

 

Today the Euro is on the cusp of breaking critical support. Draghi will likely see this as a success (he wants inflation). More likely, it will bring in another round of the EU Crisis (the same line was hit when Greece imploded in 2010 and when Spain imploded in 2012).

 

The next round of the EU Crisis beckons…

 

If you’ve yet to take action to prepare for the second round of the financial crisis, we offer a FREE investment report Financial Crisis "Round Two" Survival Guide that outlines easy, simple to follow strategies you can use to not only protect your portfolio from a market downturn, but actually produce profits.

 

You can pick up a FREE copy at:

http://ift.tt/1rPiWR3

 

Best Regards

Phoenix Capital Research

 

 




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The Oil Price Decline – In Pictures

Submitted by Lance Roberts of STA Wealth Management,

In early August, I issued the following warning about oil and energy related stocks in the weekly newsletter (subscribe for free weekly e-delivery):

"While oil prices have surged this year on the back of geopolitical concerns, the performance of energy stocks has far outpaced the underlying commodity.

 

The deviation between energy and the price of oil is at very dangerous levels.  Valuations in this sector are also grossly extended from long term norms.

 

If oil prices break below the consolidation channel OR a more severe correction in the markets occurs, the overweighting of energy in portfolios could lead to excessive capital destruction.

 

While the argument has been primarily focused on the 'yield chase,' the 'price destruction' will far outweigh the desire for income.  It is a good time to take profits in the sector and reweight portfolios back to target goals."

Sector-Oil-Energy-080214

As oil prices took out the long term trend line, the expected reversion in equity prices also began.

Oil-Prices-120114

There is no doubt that the current selloff in oil prices has gotten extreme. However, what is interesting is that such price declines in oil prices have often been associated with rather sharp economic slowdowns or recessions. Currently, economists are expecting robust economic growth going into 2015 and suggesting that falling oil prices will boost consumption. However, as I discussed recently, there is very little evidence to support that claim.

"Personal Consumption Expenditure (PCE) number that comprises roughly 2/3rds of the economic GDP calculation. Therefore, we can also analyze falling gasoline prices as it relates to total PCE. Again, falling gas prices should lead to increases in PCE."

Gasoline-Prices-PCE-111814

"While the argument that declines in energy and gasoline prices should lead to stronger consumption sounds logical, the data suggests that this is not actually the case. With consumers heavily leveraged already, any increases in disposable incomes from lower gasoline prices are likely negligible in terms of their monthly spending."

The purpose of today's post is to give you a series of charts to analyze the current decline in oil prices and provide some clarity on the expected impact to both the energy sector and the economy as a whole.


Historically, when the 24-month rate of change in oil prices has exceeded 100%, it has been a precursor to economic weakness.

Oil-Price-ROC-Economy-120114

Of course, the economics of oil are driven by supply and demand.

Oil-Consumption-Supply-101614

"The drop in demand is being driven, no pun intended, by a change in demographics, a rise in telecommuting, a structural shift in unemployment (large pool of working age individuals outside of the labor force) and increases fuel efficiency. These dynamics are likely not to change in the foreseeable future as economic growth rates globally continue to 'muddle along.'"

Technically Speaking

As discussed above, the price of oil has now broken below very important long-term trend lines.

Oil-price-long-term-trend-120114

Oil is now on an important "SELL" signal which suggests that prices still have more downside risk at the moment.

Oil-price-MACD-120114

Since it is primarily the speculation in the options pits that move the price of oil in the short term, it is not surprising to see a collapse in both the net reportable contracts outstanding and oil prices.

Oil-Prices-Contracts-120114

However, it is worth noting that the current price divergence between the S&P 500 index and oil prices has historically not been sustainable.

Oil-Prices-Contracts-SP500-120114

The Economics Of It

As with all things, eventually the price of oil is a supply/demand issue. As shown above, the sharp increase in production brought on by "fracking" has certainly been quite remarkable. However, this remarkable resurgence in oil production currently faces two extremely strong headwinds. The total amount of available refining capacity and the level of end demand are both declining.

While the "fracking miracle" has boosted the production of raw crude in recent years, such production is only useful if you can convert the base commodity into a useful byproduct. The problem, as shown in the two charts below, is that the the number of operating refineries has continued to fall, as the regulatory environment has stifled the ability to build new plants, and operating plants are already running near full capacity.

Oil-Refineries-Op-Idle-102014

Oil-Refinery-Utilization-Rate-102014

With very little spare capacity available domestically, the "hope" is that the U.S. can start exporting the excess to foreign countries. However, as discussed in the first chart above, global demand for oil is dropping as the Eurozone and Japan struggle with extremely weak economic growth.

Finally, since oil is priced in U.S. dollars, the surging U.S. dollar as of late only makes oil more expensive to foreign customers which will crimp demand further. The chart below shows the long history of the inverse correlation between the US Dollar and Oil Prices.

Oil-vs-Dollar-120114

 


 

For investors long "energy" at the current time, oil prices are indeed extremely oversold and are due for a bounce. That "bounce" should likely be used to substantially reduce energy positions in the short term as an increasing amount of data suggests oil prices could go lower.

For longer term investors, the decline in energy prices also suggests a much weaker domestic economy. As I have discussed for a while now, the deflationary pressures from abroad will impact the U.S. more substantially than most economists predict currently. That risk to economic strength, and ultimately corporate profits, puts extremely elevated stock prices at risk.

In either case, the decline in oil prices is a clear message that "something is awry" globally and investors should take heed that risks of a market decline have risen markedly. While I am not saying that the economy is about to slide off into a recession, previous declines in oil prices of the current magnitude have been associated with poor outcomes for investors. Caution is advised.




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Obama Planning To Increase Funding For The Militarization Of America’s Police Force

Since 2006,MRAPs, helicopters, machine guns, and night-vision-goggle have been increasingly evident across America as the good ol' yankee copper morphs into a full-metal-jacket-looking killer (even as the FBI admits the threats to police have not escalated as much as the media would like). So it isjust 'lucky' that Ferguson has reignited a narrative that enables President Obama "to discuss federal programs and funding that provide equipment to the state and local enforcement agencies," in a series of meetings today at The White House. We suspect funding will increase (for your own protection) and a new SWATification Tzar will be unveiled.

 

Despite reality…

A recently published FBI report accidentally proves that while the police claim cops face growing threats from rowdy populations–like in Ferguson–the opposite is true. The report presents law enforcement deaths in 2013.

 

The report found that across the entire country, only 76 LEOs were killed in “line-of-duty” incidents. 27 died as a result of “felonious” acts and 49 officers died in accidents–namely, automobile (ironically, of the 23 killed in car accidents, 14 were not wearing seat belts–a violation for which cops routinely ticket drivers). More officers die from accidents than actual murders on the job. The report also outright admits that intentional murders of cops were down from 2004 and 2009.

The militarization of America continues…

 

and so we come to today… (as Politico reports)

President Barack Obama is holding three meetings on Monday to discuss issues relating to unrest in Ferguson, Missouri.

 

According to the White House schedule, the first afternoon meeting will be a talk with members of Obama’s Cabinet “to discuss federal programs and funding that provide equipment to the state and local enforcement agencies.” Vice President Joe Biden will also be in attendance.

 

Obama is then scheduled to meet with local and national civil rights leaders.

 

The third session will take place among elected officials, law enforcement officials and community and faith leaders “to discuss how communities and law enforcement can work together to build trust to strengthen neighborhoods across the country.”

*  *  *

Community organizer in chief indeed.




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“You’ve All Gone Mad” – The S&P Is More Than Double Its Historical Valuation Norms

Excerpted from John Hussman's Weekly Market Comment, via The Burning Platform blog,

Time for our weekly reality check with John Hussman.

Fact #1

Meanwhile, the S&P 500 is more than double its historical valuation norms on reliable measures (with about 90% correlation with actual subsequent 10-year market returns), sentiment is lopsided, and we observe dispersion across market internals, along with widening credit spreads. These and similar considerations present a coherent pattern that has been informative in market cycles across a century of history – including the period since 2009. None of those considerations inform us that the U.S. stock market currently presents a desirable opportunity to accept risk.

The market is overvalued in the extreme. The vitriolic response towards anyone who points out this FACT proves it is accurate. Wall Street is run by liars, thieves and shysters. They would sell your grandmother for a buck.

For now, our concerns about market risk are as severe as they were at the 2000 and 2007 peaks, and these concerns are equally dismissed and reviled, which is oddly encouraging.

The fact that you were right in being bullish during the early 1990’s, called the 2000 collapse, and called the 2008 collapse is meaningless to the sycophants on Wall Street and frequenting the cheerleading entertainment shows on CNBC and Bloomberg. The record low ratings of these worthless Wall Street propaganda shows tells the whole story. Hussman has been right and will be right this time. 

Equally important, I know exactly the conditions under which our approach has repeatedly been accurate in cycles across a century of history, and in three decades of real-time work in finance: I know what led me to encourage a leveraged-long position in the early 1990’s, and why were right about the 2000-2002 collapse, and why we were right to become constructive in 2003, and why we were right about yield-seeking behavior causing a housing bubble, and why we were right about the 2007-2009 collapse. And we know that the valuation methods that scream that the S&P 500 is priced at more than double reliable norms, and that warn of zero or negative S&P 500 total returns for the next 8-9 years, are the same valuation methods that indicated stocks as undervalued in 2008-2009.

The toady faux journalists working for the corporate mainstream media regurgitate corporate press releases, government manipulated statistics, and Wall Street crapola disguised as investment reports. The paragraph below explains why Wall Street has reported record profits and pays themselves billions in bonuses, while grandmothers slowly starve to death.

As an important side note, the financial crisis was not resolved by quantitative easing or monetary heroics. Rather, the crisis ended – and in hindsight, ended precisely – on March 16, 2009, when the Financial Accounting Standards Board abandoned mark-to-market rules, in response to Congressional pressure by the House Committee on Financial Services on March 12, 2009. The decision by the FASB gave banks “significant judgment” in the values that they assigned to assets, which had the immediate effect of making banks solvent on paper despite being insolvent in fact. Rather than requiring the restructuring of bad debt, policy makers decided to hide it behind an accounting veil, and to gradually make the banks whole by lowering their costs and punishing ordinary savers with zero interest rates, creating yet another massive speculative yield-seeking bubble in risky assets at the same time.

Remember 2000? Internet stocks were off the charts overvalued. You could actually find bargains in large cap value stocks. Today nothing is undervalued. The entire stock market is overvalued. Bonds are overvalued. Real estate is overvalued. The entire world is overvalued.

The equity market is now more overvalued than at any point in history outside of the 2000 peak, and on the measures that we find best correlated with actual subsequent total returns, is 115% above reliable historical norms and only 15% below the 2000 extreme.

Based on valuation metrics that are about 90% correlated with actual subsequent returns across history, we estimate that the S&P 500 is likely to experience zero or negative total returns for the next 8-9 years. At this point, the suppressed Treasury bill yields engineered by the Federal Reserve are likely to outperform stocks over that horizon, with no downside risk.

John Hussman and a few other honest fact based analysts who are not captured or beholden to Wall Street are the only rational people left in the world. Everyone else has gone completely mad.

As was true at the 2000 and 2007 extremes, Wall Street is quite measurably out of its mind. There’s clear evidence that valuations have little short-term impact provided that risk-aversion is in retreat (which can be read out of market internals and credit spreads, which are now going the wrong way). There’s no evidence, however, that the historical relationship between valuations and longer-term returns has weakened at all. Yet somehow the awful completion of this cycle will be just as surprising as it was the last two times around – not to mention every other time in history that reliable valuation measures were similarly extreme. Honestly, you’ve all gone mad.

The smart money has been exiting. Time is growing short. Those who think this can go on for years are badly mistaken. The global economy is deteriorating rapidly. The American consumer has propped up the world economy for decades. They are exhausted and broke. There is no one to step into the breach. Central bankers have printed trillions and have only delayed the ultimate collapse. Decide now whether you can withstand a 50% decline in your portfolio.

Internal dispersion continued to show subtle signs of growing risk aversion last week, particularly Friday when yields on Treasury debt and other issues perceived as “default free” plunged, while commodity prices also plunged across the board, junk bond yields rose, and the number of individual issues setting new 52-week lows shot higher despite major indices near record highs. This market action and internal dispersion suggests growing perceptions of either a negative shock to global growth or concerns about fresh credit risk (not that those two are separable given the size of global debt burdens). With regard to the U.S., we don’t observe recession warnings yet – the usual sequence features a slowdown in real sales and consumption first, then production, then personal income, and employment (a clear lagging indicator) much later. Still, we’re keeping watch on our recession warning composites, as a recession in Japan, a slowdown in China, and emerging weakness in Europe are all likely to have an impact on U.S. activity.

More broadly, the main thing I encourage is for investors to understand the actual depth of market declines that have been part and parcel of market cycles across history (the risk is not 5-10%, but 30-50% and occasionally more, depending on the level of valuation at the peak). These must be anticipated and accepted as a part of passive investment strategies.

Read John Hussman’s Weekly Letter




via Zero Hedge http://ift.tt/1ywf216 Tyler Durden

‘When Reason Fails, Boobs Have a Chance’

boobsScience can be boring. Luckily, boobs are here to
save the day. Boobs for Science, to be precise.

This Italian Tumblr blog, Tette per la
Scienza
, features various women (and a few men) using
their best features to remind viewers of some useful scientific
information: hydrogren
peroxide does not cure cancer
(despite what you read on
Facebook), prescription antibiotics
aren’t helpful against viruses
, vaccines do not
cause autism
. There’s also a defense of
GMOs
, and pushback on beliefs
about gluten sensitivity
.

And here’s a bonus butt in favor
of nuclear energy
. You can see more at the Facebook
page

The idea, obviously, is to combat sexy and exciting
misinformation with even sexier and more exciting accurate
information. But the real beauty is in the tagline: 

When reason fails, boobs have a chance.

boobs

I have no idea whether the double meaning works in the original
Italian, but in English it’s amazing.

Of course, there’s a possible third meaning for readers of this
site. My only regret about this campaign is that we at
Reason didn’t think of it first. 

Via Virginia
Postrel

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Day Care Owners Convicted In Satanic Sex-Cult Hysteria Ask Texas Court to Clear Their Names

Daniel and Frances Keller were in the wrong
profession at the wrong time: day care owners during the 1980s, at
the height of American moral panic over just who was watching the
children. As more American mothers entered the workforce, Satan-worshipping sex cultists couldn’t resist
the babysitting opportunities, or so the story went. And so
powerful was the pull of this narrative that Texas proscutors had
little trouble believing—based largely on children’s “recovered ”
(and later recanted) memories—that the Kellers served kids
blood-spiked Kool-Aid while dressing as pumpkins, raiding
graveyards, and taking children on day-trips to Mexico to be raped
by soldiers. In 1992, a jury found the now-divorced pair guilty of
child sexual assault and they were sentenced to 48 years in prison
apiece.

After serving 21 years, the Kellers
were finally freed in 2013
, when the only physical evidence of
sexual assault was found to have been a mistake on the part of an
examining physician. Travis County prosecutors agreed to release
the Kellers from prison and asked the courts to vacate their
convictions.

“But for the Kellers, freedom isn’t enough,” the Austin-American Statesman reported
this weekend
. “They want the courts to declare them innocent”
of the heinous crimes of which they were accused: 

Innocence, however, is one concession prosecutors are unwilling
to make, and exoneration will not come easy. Defense lawyer Keith
Hampton spent three years carefully amassing volumes of information
attacking every aspect of the convictions, filing court documents
arguing that the Kellers were convicted by the combined efforts of
inept therapists, gullible police, a “charlatan” posing as an
expert in satanic ritual abuse and an investigation that spiraled
out of control — eventually producing a suspect list of 26 ritual
abusers, including an Austin police captain and many of the
Kellers’ neighbors.

(…) He had mental health professionals examine the Kellers for
sex-offender tendencies; none were found. He had them take two
polygraphs each; all were passed. Leading psychology and
criminology professors explained how improper interview techniques
and subtle encouragement by therapists likely produced believable
but false memories in the children who accused the Kellers of
abuse.

The totality of new evidence, Hampton argues, completely
undermines the case against the Kellers and leads to one
inescapable conclusion: “Dan and Fran Keller are innocent,” he
said. “None of these allegations are true.”

But in order to receive an official exoneration, the Kellers
must provide an “ironclad alibi”, DNA evidence, or something
similar, say prosecutors. In other words, they must somehow provide
concrete evidence de-linking them from non-existent crimes. Fran
told the Statesman:

“It’s so hard to prove you’re innocent when there was never a
crime.” 

More on
the Kellers’ plight here
. Their exoneration plea was heard by
the Texas Court of Criminal Appeals last week. Senior District
Judge Wilford Flowers, who presided over the Kellers’ 1992 trial
and their subsequent appeals, will present his initial findings
today. The Kellers’ lawyer and Travis County prosecutors then have
nine days to prepare rebuttals, after which the Court of Criminal
Appeals will issue a final decision.

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